For most successful investors, tax planning is a vital supplement to a comprehensive financial plan. Pairing disciplined tax planning services, with a tax-efficient investment program can help maximize after-tax returns and minimize the overall impact of taxes.
At Apella Wealth, we have extensive experience and expertise in helping our clients with carefully coordinated and comprehensive year-round tax planning services.
While we work with a wide variety of clients, tax planning is most applicable to individuals and families in their prime earning years or retirees who hold an assortment of taxable and retirement accounts (individual, joint, trust, IRAs, Roth IRAs and employer plans). These investors typically are in higher tax brackets where the tax benefits of planning have greater impact.
To make sure we are focused on all potential tax-saving opportunities—as well as being able to incorporate any changes in your life or circumstances—we use a multi-step planning process.
We begin by reviewing tax filings, estate and other important documents, coordinating with the client’s tax and other planning professionals.
We create your tax plan and directly implement tax saving strategies as well as any additional action steps, such as coordinating with your attorney, updating documents, or creating trusts.
Your investments will be managed and optimized with your tax plan in mind.
Because your life and your situation will evolve over time and there will be new tax legislation and regulations we review your tax plan at least annually to make sure it stays relevant and effective.
Depending on your individual requirements, Apella Capital’s tax planning services may include:
While this article summarizes the tax planning services we may incorporate in your overall comprehensive financial service, we cannot overemphasize the importance of our periodic coordination with your tax and other planning professionals. Coordinating with your tax and legal experts is often required before implementing a strategy or changing an account title or beneficiary designation for example.
Contact your Apella Wealth financial advisor if you have any questions about our tax planning services.
Disclosures:
Apella Capital, LLC (“Apella”), DBA Apella Wealth is an investment advisory firm registered with the Securities and Exchange Commission. The firm only transacts business in states where it is properly registered or excluded or exempt from registration requirements. Registration with the SEC or any state securities authority does not imply a certain level of skill or training. Different types of investments involve varying degrees of risk, and there can be no assurance that the future performance of any specific investment, investment strategy, product or any non-investment-related content made reference to directly or indirectly in this material will be profitable, equal any corresponding indicated historical performance level(s), be suitable for your portfolio or individual situation, or prove successful. Due to various factors, including changing market conditions and/or applicable laws, the content may not be reflective of current opinions or positions. Please note the material is provided for educational and background use only. Diversification seeks to improve performance by spreading your investment dollars into various asset classes to add balance to your portfolio. Using this methodology, however, does not guarantee a profit or protection from loss in a declining market. Past performance does not guarantee future results. All data is from sources believed to be reliable but cannot be guaranteed or warranted.
No current or future client should assume that any discussion or information contained in this material serves as the receipt of, or as a substitute for, personalized investment advice. As with any investment strategy, there is the possibility of profitability as well as loss.
Apella Wealth does not provide insurance services or legal advice and nothing either stated or implied here should be inferred as providing such advice.